Investing & Retirement Tools

Investing and retirement planning become easier when you can see how time, contributions, fees, and future income may affect your results. Use these tools to explore scenarios—not to predict or guarantee an outcome.

These free tools come from federal agencies and FINRA, a financial-industry regulator. Save & Thrive does not receive compensation when you use them.

Start With These Free Tools

Compound Interest Calculator

Explore how an initial investment, regular contributions, time, and an assumed rate of return could affect long-term growth.

Social Security Planner

Review claiming ages, estimate future retirement benefits, and understand factors that may affect your Social Security income.

FINRA Fund Analyzer

Compare mutual funds and ETFs and explore how fees and expenses may affect an investment’s value over time.

Before Choosing an Investing or Retirement Tool

Compare the tool’s fees, assumptions, investment options, data requirements, privacy practices, and whether the company receives compensation for recommending particular products. Use projections as planning estimates—not guarantees of future results.

Related Guide

How to Calculate Your Net Worth—and Why It Matters